by admin | Sep 19, 2018 | Real Estate Financial Help
This equation, comparing how much money you owe to the money you make, affects whether you can qualify for a mortgage but let’s unpack this important term into plain old dollars and sense. Debt is the money you owe to another party. As a consumer, your debt load...
by admin | Aug 15, 2018 | Real Estate Financial Help, Refinancing
When it comes to getting a lender’s approval to buy or refinance a home, there are 3 numbers that matter the most: your credit score, debt-to-income ratio, and loan-to-value ratio. These numbers can affect your ability to qualify for a mortgage and how much it...
by admin | Jun 15, 2017 | Real Estate Financial Help
When you purchase a home, mortgage lenders go through a number of variables including your credit score, your income, and your work history with a fine-toothed comb. Even if all these indicate you’re a good candidate for a mortgage, an “expense...
