If you haven’t heard of the loan to value ratio, also referred to as LVR, it plays a crucial factor when applying for a mortgage. This ratio is the amount of money you borrow from your lender,...
When you are in need of a mortgage because you are looking to buy a home or refinance one, you can either work with a mortgage broker or with the bank directly. Using a mortgage broker versus going...
It's quite shocking and overwhelming the vast array of mortgage options banks offer and one of the biggest decisions you'll make in the mortgage process is the duration of your loan term. In other...
Buying a home with a bad credit score is not ideal, but that doesn't mean it can't be done. Although, you should definitly do your homework for diving into a mortgage head first, especially if your...
Owning a home is likely your biggest asset, but also your biggest expense. Between the mortgage, insurance, unexpected repairs like roof damage, property taxes, and possibly homeowners association...
Once your offer on your dream home is accepted, it doesn't mean you can just grab the keys and move in. If you need a mortgage, securing this home loan takes time. The good news is that it's faster...
