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Guide to Refinancing Your Mortgage
Refinancing your mortgage could allow you to save money or tap into equity. What refinancing does is replaces your home loan with a new one. This gives you possibilities for a lower interest rate,...
5 Earnest-Money Deposit Mistakes That Home Buyers Make
When a potential home buyer is interested in a property, they show the seller their commitment by putting down an earnest-money deposit. Even though this amount is usually a small percentage of the...
Down Payments: How Much to Pay
When borrowing money in the form of a loan, you may often need to make a down payment that covers part of the purchase price. This is almost always a given in the world of Real Estate. This initial...
The Different Types of Escrow Accounts
Escrow accounts are a tool that lenders use to hold funds for home buyers. These are separate bank accounts that are secure and house your earnest money deposit. Essentially, a third party holds...
The Closing Process Explained
The closing process is arguably the best part of the home buying experience. You have already been through the loan process, finding your dream home, making an offer, and going under contract. You...
What Exactly Does a Title Company Do?
The role of a title company is to ensure that the title to a piece of property is verified, free of any unresolved issues, and to provide title insurance for the home. This insurance protects both...
