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What is a Good Expense Ratio for Home Buyers?
When you purchase a home, mortgage lenders go through a number of variables including your credit score, your income, and your work history with a fine-toothed comb. Even if all these indicate...
What Type of Mortgage is Right for You?
I want a low monthly payment. What type of mortgage should I look for? The standard 20% down, 30-year fixed rate loan will keep your payment low. For example, if you plunk down 20% or $50,000 on a...
What Happens When You Can’t Pay Your Mortgage?
If you have a mortgage, we hope that you know just how important it is to make those payments on time, every month. However, sometimes life knocks you down and people are unable to pay their...
Find Out if You Are a Risky Mortgage Applicant
Unfortunately, mortgage lenders aren't just handing out loans like free toasters at the bank. So before the lender forks over a big bundle of cash that you need to get a home, they will dive into...
How to Get a Mortgage with Student Loan Debt
After graduation, many college students are looking to start their life. Get their dream job, get married, have kids, and become a homeowner. However, buying a home can seem impossible when you have...
The Step By Step Guide to Get a Mortgage
If you want to become a homeowner but don't have piles of cash, you will need to learn how to get a mortgage. A mortgage is the home loan that you will use to purchase a property which you will then...
