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How to Buy a Home with Bad Credit
When trying to qualify for a mortgage one of the biggest factors in determining that is your credit score. So if you have a higher score the less of a risk you will be. However, it is possible to...
3 Myths About Refinancing
You have probably heard that refinancing your mortgage can save you thousands. However, if you are like many homeowners you may have been swamped with misconceptions. So today we are going to be...
6 Shocking Things That Can Ruin Your Credit Score
If you are looking into buying a house the first step to that process is getting approved for a mortgage. Chances are you have heard the term "credit score" thrown around a few times and you know...
Is a 30-Year Fixed-Rate Mortgage Wrong For You?
Normally when we think about home loans the first thing that pops into our heads is the standard 30-year fixed rate mortgage. That is because this type of home loan has basically been the standard...
Mortgage Pre-Qualification vs. Pre-Approval
What is Mortgage Pre-Qualification? Pre-Qualification is when a lender has evaluated your credit worthiness and has decided that you will probably be eligible for a loan up to a certain amount....
Who Pays the Realtor Fees & Closing Costs?
What are the closing costs and who is responsible for them? Who pays the Realtor fees? If I have a Realtor are they paid a percentage of the purchase price and is that on top of the home purchase?...
