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What Giving or Receiving a Down Payment Gift Can Do To Your Taxes
Searching for homes and scrolling through listing photos is fun, but saving up for a down payment can be a real challenge. That's why some home buyers turn to family for a helping hand in the form...
The Benefits of a 20% Down Payment
If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save...
4 Good Reasons to Not Get a Mortgage Online
Applying for a mortgage these days can be accomplished entirely online, no need to schlep to a bank and suffer cramps filling out paperwork. Instead, you can punch some basic info into an online...
What Are Closing Costs & How Much Are They?
Closing costs are fees associated with your home purchase that are paid at the closing of a real estate transaction. Closing is the point in time when the tile of the property is transferred from...
Does Refinancing Hurt Your Credit Score?
Consumers seem to be obsessed with their credit scores and what impact certain actions may have on them. Perhaps the credit bureaus and credit score distributors are to blame, as they are constantly...
How to Lower Closing Costs
If you're buying a house, you might wonder how to lower your closing costs, which is a daunting list of fees that accompany a home purchase. On average, typical closing costs can total anywhere from...
