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The Earnest Money Deposit: How It Helps Buy a Home
What is earnest money? Depositing earnest money is an important part of the home-buying process. It tells the real estate seller you're in earnest as a buyer, and it helps fund your down payment....
Should You Refinance Your Mortgage? A Homeowner’s Guide to HELOCs and More
Refinancing a mortgage can be a great way for homeowners to save some money. But beware—make a wrong move when you refinance a loan, and you could easily get in over your head. That's why we...
What Is A Hard Money Lender? It Might Not Be As Scary As You Think
What is a hard money lender? The real estate term may conjure up visions of crooked-nosed guys who'll cut off a borrower's pinkie finger for flaking on a hard money loan. But you can rest assured...
Why You Might Want to Skip the Starter Home
Some 45 million Americans are expected to reach the typical "first-time homebuyer" age in the next decade, which is a fresh 34 years old. This is 7.4% more than the 41.8 million individuals...
Refinance Your Loan To Current Mortgage Rates Without “Starting Over” At 30 Years
Mortgage rates are still low and it’s a terrific time to refinance. But what if you don’t want to reset your loan to 30 years? The good news is that you don’t have to. With a little bit of savvy,...
What Is Home Equity?
You’ve probably heard the phrase “home equity” thrown around, likely during a fast-paced radio or TV commercial urging you to pull the equity out of your home. So what the heck is it, and why do...
