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The Key to Getting a Good Mortgage: The loan to value ratio
If you haven’t heard of the loan to value ratio, also referred to as LVR, it plays a crucial factor when applying for a mortgage. This ratio is the amount of money you borrow from your lender,...
Mortgage Broker vs. Bank: Where to Get My Mortgage
When you are in need of a mortgage because you are looking to buy a home or refinance one, you can either work with a mortgage broker or with the bank directly. Using a mortgage broker versus going...
Should I Get a 15 or 30-Year Mortgage?
It's quite shocking and overwhelming the vast array of mortgage options banks offer and one of the biggest decisions you'll make in the mortgage process is the duration of your loan term. In other...
Can I Get A Mortgage With Bad Credit
Buying a home with a bad credit score is not ideal, but that doesn't mean it can't be done. Although, you should definitly do your homework for diving into a mortgage head first, especially if your...
What Is a Homestead Exemption? Protecting the Value of Your Home
Owning a home is likely your biggest asset, but also your biggest expense. Between the mortgage, insurance, unexpected repairs like roof damage, property taxes, and possibly homeowners association...
Need a Mortgage fast? The Home Closing Process is Speeding Up
Once your offer on your dream home is accepted, it doesn't mean you can just grab the keys and move in. If you need a mortgage, securing this home loan takes time. The good news is that it's faster...
