by admin | Oct 10, 2019 | Real Estate Financial Help
If you haven’t heard of the loan to value ratio, also referred to as LVR, it plays a crucial factor when applying for a mortgage. This ratio is the amount of money you borrow from your lender, divided by the purchase price of the home, and then expressed a percentage....
by admin | Oct 2, 2019 | Closing Process, Real Estate Financial Help
When you are in need of a mortgage because you are looking to buy a home or refinance one, you can either work with a mortgage broker or with the bank directly. Using a mortgage broker versus going through the bank has it’s pros and cons and you’ll have to...
by admin | Sep 25, 2019 | Real Estate Financial Help
It’s quite shocking and overwhelming the vast array of mortgage options banks offer and one of the biggest decisions you’ll make in the mortgage process is the duration of your loan term. In other words, you’ll have to weigh the pros and cons of a...
by admin | Sep 18, 2019 | Closing Process, Real Estate Financial Help
Buying a home with a bad credit score is not ideal, but that doesn’t mean it can’t be done. Although, you should definitly do your homework for diving into a mortgage head first, especially if your credit score is anything but great, is it even possible to...
by admin | Sep 10, 2019 | Real Estate Financial Help
Owning a home is likely your biggest asset, but also your biggest expense. Between the mortgage, insurance, unexpected repairs like roof damage, property taxes, and possibly homeowners association fees, your home can take a big chunk out of your wallet. But...
