Tax Tips for an Easy Start on April 15th

If you are like most people, you don’t enjoy filing your income tax returns. There’s too much paperwork involved. You might need to hunt for receipts and doctor’s bills. Then at the end of all of that you might owe the government money. Tax Day is...

What You Need to Know About FHA Loans

If you’re looking to buy a home or refinance your current one, an FHA loan can be a good deal for a number of reasons. The low down payment option and more flexible credit guidelines can be very attractive if you’re in the right situation. Let’s go...

3 Things Should Know Before Applying for a Mortgage

Unless you’re sitting on a ton of cash, you’re going to need a mortgage to buy a home. Unfortunately, you can’t just show up at a bank with a checkbook and a smile and get approved for a home loan. You need to qualify for a mortgage, which requires...

5 Reasons to Talk to a Lender Before You Buy a Home

Most potential home buyers wait to talk to a mortgage lender until they’re ready to buy. Makes sense right? Why bother digging up your financial statements and filling out a bunch of paperwork if you’re not going to buy right away?  If buying a home is one...