What Are Closing Costs & How Much Are They?

Closing costs are fees associated with your home purchase that are paid at the closing of a real estate transaction. Closing is the point in time when the tile of the property is transferred from the seller to the buyer. Closing costs are incurred by either the buyer...

Does Refinancing Hurt Your Credit Score?

Consumers seem to be obsessed with their credit scores and what impact certain actions may have on them. Perhaps the credit bureaus and credit score distributors are to blame, as they are constantly urging us to check our scores for any changes. Let’s cut to the...